08514 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Monmouth County
Centroid: Latitude 40.165, Longitude -74.453
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 08514 has segments in 2 Counties (Monmouth, Ocean).

Businesses Addresses: 169
PO Box Addresses: 82
Residential Addresses: 1,775

Multi-Family Addresses: 0
Single Family Addresses: 1,775

Foreclosures in NJ 08514

The ZIP Code maps and database are updated 4 times per year.
Database updated: January 1, 2023, Maps updated: August 12, 2022.

Cream Ridge, NJ 08514 Data & Demographics (As of July 1, 2022)

POPULATION
Total Population	4,642 (100%)
Population in Households	4,639 (99.9%)
Population in Families	4,136 (89.1%)
Population in Group Quarters¹	3 ( 0.1%)
Population Density	182
Diversity Index²	39


INCOME
Median Household Income	$142,006
Average Household Income	$184,095
% of Income for Mortgage⁴	18%
Per Capita Income	$65,028
Wealth Index⁵	246

HOUSING
Total HU (Housing Units)	1,795 (100%)
Owner Occupied HU	1,552 (86.5%)
Renter Occupied HU	155 ( 8.6%)
Vacant Housing Units	88 ( 4.9%)
Median Home Value	$483,772
Average Home Value	$524,226
Housing Affordability Index³	140

HOUSEHOLDS
Total Households	1,707
Average Household Size	2.72
Family Households	1,356
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

Cream Ridge, NJ 08514 - Peer Comparisons by Rank and Percentile

The table below compares 08514 to the other 577 ZIP Codes in New Jersey by rank and percentile using July 1, 2022 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2022	2022-2027
Population	0.56%	0.40%
Households	0.45%	0.43%
Families		0.42%
Median Household Income		3.89%
Per Capita Income		3.50%
Owner Occupied HU		0.55%

Variable Description	Rank	Percentile
Total Population	# 434	25th
Population Density	# 523	10th
Median Household Income	# 122	79th
Housing Affordability Index	# 502	87th
Per Capita Income	# 168	71st
Diversity Index	# 443	23rd

08514 ZIP Code Profile, Map, Data & Demographics

ZIP Code 08514: Basic Data & USPS Preferred City Name

Cream Ridge, NJ 08514 Data & Demographics (As of July 1, 2022)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Cream Ridge, NJ 08514 - Peer Comparisons by Rank and Percentile

Popular Places Near ZIP Code 08514

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