07728 ZIP Code Profile, Map, Data & Demographics


ZIP Code 07728: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Freehold, NJ 07728

Not Acceptable, USPS
East Freehold, NJ 07728
Georgia, NJ 07728
Jerseyville, NJ 07728
Millhurst, NJ 07728

  • ZIP Code Type: STANDARD
  • County: Monmouth County
  • Centroid: Latitude 40.244, Longitude -74.277
  • Time Zone: Eastern Time Zone (UTC -5 hours)
  • Observes DST: Yes

ZIP Code 07728 has segments in 2 Counties (Monmouth, Ocean).

  • Businesses Addresses: 2,148
  • PO Box Addresses: 295
  • Residential Addresses: 20,767
    • Multi-Family Addresses: 1,139
    • Single Family Addresses: 19,628

The ZIP Code maps and database are updated 4 times per year.
Database updated: April 1, 2023, Maps updated: February 3, 2023.


Freehold, NJ 07728 Data & Demographics (As of July 1, 2022)


Total Population 56,622 (100%)
Population in Households 55,833 (98.6%)
Population in Families 47,311 (83.6%)
Population in Group Quarters1 789 ( 1.4%)
Population Density 1,137
Diversity Index2 66


Median Household Income $107,697
Average Household Income $149,113
% of Income for Mortgage4 22%
Per Capita Income $54,474
Wealth Index5 175


Total HU (Housing Units) 21,917 (100%)
Owner Occupied HU 15,538 (70.9%)
Renter Occupied HU 5,155 (23.5%)
Vacant Housing Units 1,224 ( 5.6%)
Median Home Value $451,699
Average Home Value $502,417
Housing Affordability Index3 94


Total Households 20,693
Average Household Size 2.70
Family Households 14,479
Average Family Size 3.00
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.


2020-2022 2022-2027
Population -0.10% 0.02%
Households 0.17% 0.14%
Families   0.14%
Median Household Income   2.38%
Per Capita Income   2.46%
Owner Occupied HU   0.31%

Freehold, NJ 07728 - Peer Comparisons by Rank and Percentile

The table below compares 07728 to the other 577 ZIP Codes in New Jersey by rank and percentile using July 1, 2022 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 18 97th
Population Density # 372 36th
Median Household Income # 257 56th
Housing Affordability Index # 161 28th
Per Capita Income # 266 54th
Diversity Index # 186 68th

Additional comparisons and rankings can be made with a VERY EASY TO USE New Jersey Census Data Comparison Tool.

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