07728 ZIP Code Demographics & Rankings

ZIP Code Type: STANDARD
County: Monmouth County
Centroid: Latitude 40.244, Longitude -74.277
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 07728 has segments in 2 Counties (Monmouth, Ocean).

Businesses Addresses: 2,156
PO Box Addresses: 370
Residential Addresses: 20,723

Multi-Family Addresses: 1,375
Single Family Addresses: 19,348

The ZIP Code maps and database are updated 4 times per year.
Database updated: January 1, 2021, Maps updated: January 29, 2021.

Freehold, NJ 07728 Data & Demographics (As of July 1, 2020)

POPULATION
Total Population	57,204 (100%)
Population in Households	55,621 (97.2%)
Population in Families	47,323 (82.7%)
Population in Group Quarters¹	1,583 ( 2.8%)
Population Density	1,172
Diversity Index²	54


INCOME
Median Household Income	$99,504
Average Household Income	$129,977
% of Income for Mortgage⁴	16%
Per Capita Income	$45,822
Wealth Index⁵	180

HOUSING
Total HU (Housing Units)	20,962 (100%)
Owner Occupied HU	15,638 (74.6%)
Renter Occupied HU	4,512 (21.5%)
Vacant Housing Units	812 ( 3.9%)
Median Home Value	$390,312
Average Home Value	$438,171
Housing Affordability Index³	120

HOUSEHOLDS
Total Households	20,150
Average Household Size	2.76
Family Households	14,421
Average Family Size	3

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

Freehold, NJ 07728 - Peer Comparisons by Rank and Percentile

The table below compares 07728 to the other 575 ZIP Codes in New Jersey by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2010-2020	2020-2025
Population	0.02%	-0.01%
Households	0.05%	0.02%
Families	0.0%	0.0%
Median Household Income		1.3%
Per Capita Income		2.1%
Owner Occupied HU		0.03%

Variable Description	Rank	Percentile
Total Population	# 13	98th
Population Density	# 363	37th
Median Household Income	# 240	58th
Housing Affordability Index	# 216	38th
Per Capita Income	# 269	53rd
Diversity Index	# 233	60th

Freehold, NJ 07728 ZIP Code Profile

ZIP Code 07728: Basic Data & USPS Preferred City Name

Freehold, NJ 07728 Data & Demographics (As of July 1, 2020)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Freehold, NJ 07728 - Peer Comparisons by Rank and Percentile

Popular Places Near ZIP Code 07728

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