The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Borough of Deal | Monmouth | 34 |
| 2. | Borough of Cape May Point | Cape May | 36 |
| 3. | Borough of Spring Lake | Monmouth | 41 |
| 4. | Borough of Seaside Park | Ocean | 46 |
| 5. | Borough of Mantoloking | Ocean | 46 |
| 6. | Borough of Avon-by-the-Sea | Monmouth | 47 |
| 7. | Borough of Stone Harbor | Cape May | 47 |
| 8. | Strathmere Census Designated Place | Cape May | 47 |
| 9. | Borough of Avalon | Cape May | 48 |
| 10. | Borough of Alpine | Bergen | 49 |
| 11. | Lakewood Census Designated Place | Ocean | 49 |
| 12. | City of Asbury Park | Monmouth | 51 |
| 13. | Borough of Seaside Heights | Ocean | 51 |
| 14. | Borough of Allenhurst | Monmouth | 52 |
| 15. | Ocean Grove Census Designated Place | Monmouth | 53 |
| 16. | City of Passaic | Passaic | 55 |
| 17. | Borough of Barnegat Light | Ocean | 55 |
| 18. | Borough of Bay Head | Ocean | 56 |
| 19. | Borough of Palisades Park | Bergen | 57 |
| 20. | North Beach Haven Census Designated Place | Ocean | 57 |
