The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Borough of Deal | Monmouth | 15 |
| 2. | City of Cape May | Cape May | 23 |
| 3. | Borough of Allenhurst | Monmouth | 26 |
| 4. | Dover Beaches North Census Designated Place | Ocean | 26 |
| 5. | Village of Loch Arbour | Monmouth | 27 |
| 6. | Ocean Grove Census Designated Place | Monmouth | 28 |
| 7. | Borough of Avon-by-the-Sea | Monmouth | 28 |
| 8. | Borough of Spring Lake | Monmouth | 29 |
| 9. | Borough of Stone Harbor | Cape May | 31 |
| 10. | Lakewood Census Designated Place | Ocean | 32 |
| 11. | Borough of Barnegat Light | Ocean | 33 |
| 12. | Borough of Bay Head | Ocean | 34 |
| 13. | City of Passaic | Passaic | 34 |
| 14. | Borough of Seaside Park | Ocean | 34 |
| 15. | Borough of Beach Haven | Ocean | 35 |
| 16. | Borough of Avalon | Cape May | 35 |
| 17. | City of Asbury Park | Monmouth | 36 |
| 18. | Borough of Bradley Beach | Monmouth | 36 |
| 19. | Borough of Fairview | Bergen | 36 |
| 20. | Borough of Saddle River | Bergen | 36 |