The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 08212 | Cape May Point | 37 |
| 2. | 07723 | Deal | 40 |
| 3. | 07717 | Avon by the Sea | 47 |
| 4. | 08751 | Seaside Heights | 48 |
| 5. | 07102 | Newark | 49 |
| 6. | 07501 | Paterson | 50 |
| 7. | 07620 | Alpine | 50 |
| 8. | 08247 | Stone Harbor | 52 |
| 9. | 08202 | Avalon | 53 |
| 10. | 08752 | Seaside Park | 53 |
| 11. | 07756 | Ocean Grove | 53 |
| 12. | 08248 | Strathmere | 54 |
| 13. | 08006 | Barnegat Light | 55 |
| 14. | 07055 | Passaic | 55 |
| 15. | 07108 | Newark | 56 |
| 16. | 07522 | Paterson | 59 |
| 17. | 07650 | Palisades Park | 60 |
| 18. | 07720 | Bradley Beach | 62 |
| 19. | 07114 | Newark | 62 |
| 20. | 07050 | Orange | 62 |
