The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 07505 | Paterson | 18 |
| 2. | 07723 | Deal | 26 |
| 3. | 08608 | Trenton | 26 |
| 4. | 07717 | Avon by the Sea | 28 |
| 5. | 07756 | Ocean Grove | 28 |
| 6. | 07108 | Newark | 29 |
| 7. | 07114 | Newark | 30 |
| 8. | 07105 | Newark | 32 |
| 9. | 08247 | Stone Harbor | 32 |
| 10. | 08006 | Barnegat Light | 33 |
| 11. | 08752 | Seaside Park | 34 |
| 12. | 07055 | Passaic | 35 |
| 13. | 07022 | Fairview | 36 |
| 14. | 07720 | Bradley Beach | 36 |
| 15. | 08735 | Lavallette | 36 |
| 16. | 08202 | Avalon | 37 |
| 17. | 07711 | Allenhurst | 37 |
| 18. | 07620 | Alpine | 37 |
| 19. | 08243 | Sea Isle City | 38 |
| 20. | 07201 | Elizabeth | 39 |