The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Essex County | 67 |
| 2. | Hudson County | 85 |
| 3. | Passaic County | 86 |
| 4. | Union County | 89 |
| 5. | Bergen County | 95 |
| 6. | Cape May County | 102 |
| 7. | Monmouth County | 105 |
| 8. | Morris County | 107 |
| 9. | Ocean County | 107 |
| 10. | Mercer County | 107 |
| 11. | Atlantic County | 108 |
| 12. | Middlesex County | 109 |
| 13. | Somerset County | 113 |
| 14. | Hunterdon County | 115 |
| 15. | Warren County | 119 |
| 16. | Camden County | 123 |
| 17. | Cumberland County | 126 |
| 18. | Salem County | 128 |
| 19. | Burlington County | 130 |
| 20. | Sussex County | 135 |
