The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Salem County | 94 |
| 2. | Sussex County | 89 |
| 3. | Cumberland County | 86 |
| 4. | Gloucester County | 85 |
| 5. | Burlington County | 83 |
| 6. | Hunterdon County | 83 |
| 7. | Warren County | 83 |
| 8. | Somerset County | 82 |
| 9. | Camden County | 77 |
| 10. | Morris County | 76 |
| 11. | Atlantic County | 72 |
| 12. | Mercer County | 71 |
| 13. | Middlesex County | 69 |
| 14. | Ocean County | 65 |
| 15. | Monmouth County | 63 |
| 16. | Bergen County | 62 |
| 17. | Cape May County | 59 |
| 18. | Union County | 58 |
| 19. | Hudson County | 53 |
| 20. | Passaic County | 53 |